The Company can restructure the mortgages to be more affordable in exchange for a share of any future equity appreciation. The forward-thinking process represents “the new financial direction” to help institutions and individuals emerge from the mortgage crisis. The Equity Plus Recovery Mortgage is an innovative product that helps struggling homeowners stay in their homes. This unique mortgage – reaching far more homeowners than government-sponsored programs – represents “the ultimate financial do-over” for homeowners. Click here for a hypothetical case study, illustrating how the Equity Plus Recovery Mortgage helps keep borrowers in their homes.